Find Out Exactly What Your PPO Plans Are Costing You
Most dentists know their write-off percentage. Almost none have calculated what that means in actual dollars โ including the hidden administrative overhead. This tool does it in under two minutes.
The write-off column tells you a percentage.
This tool tells you the dollar truth.
The PPO Profitability Analyzer calculates your true net collection rate for each insurance plan โ including write-offs and administrative overhead โ then shows you what your practice would generate if you replaced that volume with membership or fee-for-service patients.
True Net Contribution Per Plan
Most payer mix reports show gross production and write-offs. This tool adds the administrative cost overlay โ staff time, software, clearinghouse fees โ to show what each plan actually nets your practice.
Exit Sequence Recommendation
Enter data for up to five plans and the analyzer ranks them by net contribution โ giving you the exit sequence that minimizes revenue disruption and maximizes financial recovery speed.
Membership vs. PPO Comparison
Side-by-side projection: what your current PPO mix generates versus what the same patient volume generates under an in-house membership model. The difference, in real dollars, is often surprising.
When administrative costs are included, the average PPO-dependent practice collects approximately 65 cents per dollar of production. The average membership plan patient generates $1,400โ$1,600 in annual practice revenue at 80โ85 cents on the dollar โ with near-zero administrative overhead. This tool makes that comparison specific to your practice.
Before the Analysis
After the Analysis
Four inputs. Two minutes. A clear picture.
Pull your payer mix report from your practice management software โ Dentrix, Eaglesoft, or Open Dental all have one. Then enter the numbers below.
Enter Plan Data
For each PPO plan: patient count, gross production billed, and write-off percentage. Up to five plans.
Set Admin Cost Rate
Enter your estimated administrative overhead percentage โ or use the default of 8%, which is typical for most practices.
Review Net Contribution
The tool calculates true net contribution per plan and ranks them from highest to lowest value.
See the Comparison
Side-by-side view: your PPO model versus the membership model at equivalent patient volume.
PPO Profitability Analyzer
Enter your plan data below. No email required โ your numbers stay in your browser and are never collected or stored.
Having trouble viewing the tool? Open in a new tab โ
The numbers told you the story.
Now get the playbook.
The PPO Profitability Analyzer is the diagnostic. The Insurance-Free Dental Practice is the treatment plan โ a complete step-by-step guide to designing your membership plan, exiting your contracts professionally, and building the practice that collects 95 cents on every dollar.
The Book
10 chapters covering the full arc: Pre-Exit Audit โ Plan Design โ Contract Exit โ Marketing โ Operations โ Scaling. Available on Amazon and Kajabi.
Calculator Suite
9-tab Excel workbook with 231 live formulas โ attrition modeling, cash flow bridge, KPI tracker, and the full membership revenue projector.
3-Part Webinar Course
Three one-hour sessions covering the case for freedom, the exit strategy and plan design, and marketing and operations. Includes a full presenter script.
Ready to stop leaving money on the table?
The Insurance-Free Practice Suite has everything you need โ the book, the calculators, and the course โ to make the transition with confidence.
