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The Equipment-Versus-Retirement Worksheet: Seven Numbers to Run Before You Sign equipment & capital planning practice finance retirement & tax Oct 13, 2026

Most equipment decisions get made on one number, the price at the bottom of the quote.

This piece gives you the other six. The worksheet below (free, in Excel, with the formulas showing) takes about ten minutes and tells you whether a new operatory adds to your retirement or costs it, using your own...

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Same Chair, Three Ages: What a $22,700 Operatory Does to Your Retirement at 38, 52, and 61 practice finance practice transitions & valuation retirement & tax Oct 09, 2026

The same chair is a different purchase at 38, at 52, and at 61.

Here's the direct answer. The break-even on a staffed operatory barely moves with your age. It lands between about 2.5 and 2.7 added visits a week whether you're 38 or 61. What moves is everything around it: how much the room can add t...

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What a Buyer Pays For When Your Equipment Is on the Table equipment & capital planning practice transitions & valuation retirement & tax Oct 06, 2026

A buyer pays for what your chairs produce.

Here's the direct answer. Practice valuations run mostly on collections and cash flow, and equipment sits inside that number as a supporting cast member. New equipment bought right before a sale rarely comes back dollar for dollar, though a room that's ful...

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The Deduction Trap: How Section 179 and Your Retirement Plan Compete for the Same Dollars equipment & capital planning practice finance retirement & tax Oct 02, 2026

A tax deduction returns 24 to 37 cents on a dollar you've already spent.

Here's the direct answer. Under current law, most dental equipment can be written off in the year you put it in service, thanks to 100% bonus depreciation and a 2026 Section 179 limit of about $2.56 million. That sounds like fr...

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What Does a New Dental Operatory Cost Your Retirement? The Math Nobody Prints equipment & capital planning practice finance retirement & tax Sep 29, 2026

Every dollar you put into a chair stops working somewhere else.

Here's the short answer. If you pay cash for a $22,700 operatory and it never sees a patient, you've given up about $88,000 of retirement wealth, assuming that money would have earned 7% for 20 years before taxes. That's the worst case...

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The SEP IRA: The Highest-Limit Retirement Plan Most Dental Practice Owners Aren't Using Correctly retirement & tax Jun 08, 2026

By Dental Strategy Institute | June 2026 | 8-Minute Read


If you are a dental practice owner and you are not maximizing a retirement plan designed specifically for business owners, you are paying more in taxes than you need to. There is no more accurate way to say it.

The SEP IRA—Simplified Emplo...

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The Federal Government Just Made It Easier for Your Dental Team to Save for Retirement—and It Costs Your Office Nothing retirement & tax staffing & hr Jun 01, 2026

By Dental Strategy Institute | June 2026 | 7-Minute Read


Most conversations about retirement benefits in dentistry focus on what the practice has to build, fund, and administer. That is the right conversation—and it is one DSI covers extensively. But a new executive order signed on April 30, 2026...

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