Dental Strategy Institute

The RAP Plan Panic: What Every Dental Student Needs to Know Before July 1 dental school debt dental student loans federal student loans grad plus income driven repayment obbba rap plan student loan repayment Apr 17, 2026

You've heard it. Or you're about to. Someone in your class drops the phrase "RAP plan" and suddenly the whole table goes quiet. Because nobody really knows what it means, and everybody's scared to admit it.

July 1, 2026 changes everything about how dental students borrow and repay federal loans....